General Liability

Protection against third-party bodily injury, property damage, and lawsuits tied to your everyday operations.

Business Owners Policy

Bundles property and liability coverage into one simplified, cost-effective policy for small businesses.

Commercial Package Policy

Custom-bundled property, liability, and auto coverage for businesses that outgrow a standard BOP.

Commercial Auto

Covers vehicles used for work — from a single work truck to a small fleet on the road.

Commercial Trucking

Liability and cargo coverage built for owner-operators and regional trucking businesses.

Workers' Compensation

Medical care and lost wages for employees hurt on the job, and protection for you as the employer.

Commercial Property

Protects your building, equipment, and inventory against fire, theft, storms, and other covered losses.

Commercial Umbrella

Extra liability limits above your other business policies, for the claims that go bigger than expected.

Professional Liability

Errors & omissions coverage for mistakes, missed deadlines, or advice that didn't land as planned.

Cyber Liability

Coverage for data breaches, ransomware, and other digital risks to your business.

Directors & Officers

Protects leadership's personal assets from claims tied to decisions made on behalf of the company.

Employment Practices Liability

Covers claims of wrongful termination, discrimination, or harassment brought by employees.

Builders Risk

Covers a building and materials while it's under construction or major renovation.

Business Interruption

Replaces lost income and covers ongoing expenses while you recover from a covered loss.

Cargo Insurance

Protects goods in transit against loss or damage while on the road.

Inland Marine

Covers tools, equipment, and property that move between job sites or off-premises.

Equipment Breakdown

Covers repair or replacement when business equipment fails from mechanical or electrical issues.

Liquor Liability

Coverage for businesses that sell or serve alcohol, for claims tied to intoxicated guests.

Product Liability

Protects your business if a product you make or sell causes injury or damage.

Disability Insurance

Income protection for you or key employees if illness or injury keeps you out of work.

Don't see your trade listed?

We insure contractors, restaurants, shops, offices, and more.

Tell us what you do and we'll put together coverage that actually matches your risk — not a one-size-fits-all policy.